Finance

A number of long-term low interest loans and financial support measures are available from NSW and the Australian governments. See the RAA's guide to choosing the right loan for your needs (PDF, 84.2 KB).

Available drought assistance in NSW (PDF, 2376.03 KB) is resource that identifies available financial assistance and support and advice.

Other measures available from the Australian Government can be found on the Commonwealth services and support page.

Support measureInformation

Drought Assistance Fund

50,000 interest free loan to assist with transport associated with stock, fodder and water; genetic banking of breeding herds and installing on-farm water infrastructure.

Primary producers have seven years to pay off the interest free loan and are not required to make a payment in the first two years.

NSW Farm Innovation Fund

Provides long-term, low-interest loans to primary producers for permanent on-farm infrastructure.

Interest free loans of up to $50,000 are available to eligible primary producers to assist in implementing systems and management practices that enhance the sustainability of their enterprise.

Drought Concessional Loans Provided by the Australian Government for debt restructuring, operating expenses and drought recovery and preparedness activities.
Farm Management Deposits Assists primary producers build up cash reserves to manage financial risk and address business costs in low-income years.
Rural Financial Counselling Service A free and confidential service which provides information and assistance on financial position, budgets and submitting applications, available to farmers, fishing enterprise operators and small agriculture dependent rural businesses.
Farm Debt Mediation Helps farmers and their creditors reach agreement on their present and future financial arrangements with an independent, accredited mediator.